A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks. They are usually broken down into two types: front-end and back-end.
Front-end processors have connections to various card associations and supply authorization and settlement services to the merchant banks’ merchants. Back-end processors accept settlements from front-end processors and, via The Federal Reserve Bank for example, move the money from the issuing bank to the merchant bank.
As of today, we use PayPal & Authorize.net to process all the payments made on our website. Our mission is to ensure a safe shopping experience. Additionally, we use automated fraud analysis provided by these systems to decline any potential fraud charge on our website.
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